When renting a car in the UAE, valid insurance is a necessary part of the process. It is needed to protect the driver and passengers, as well as to prevent financial losses in the event of an accident, theft, or damage to the car. Such insurance is mandatory for all renters and is often included in the rental cost in accordance with the law.
There are several types of insurance for rented cars in the United Arab Emirates. Let’s consider each of them:
Full insurance for a rented car
This is one of the main types of insurance offered by car rental companies. This insurance provides maximum protection in the event of any accidents, including collisions, theft, and third-partie damage. With full insurance, you can be sure that in case of accident, you will receive all the necessary assistance, and all expenses will be covered by the insurance company.
Basic insurance
This insurance covers the costs of car repairs in case of damage, as well as provides coverage for collisions, theft, and fire. This is the minimum coverage, but if the car is stolen, the insurance company will compensate for the cost of the car or provide a replacement.
Third-party liability insurance
This insurance covers the cost of compensation for damage caused to third parties as a result of an accident involving the rental car. It is mandatory and protects you from unexpected financial costs.
Third-party damage insurance
This insurance will cover the costs of repairing or replacing the car if you are involved in an accident caused by another driver’s fault. It will allow you to avoid financial expenses and maintain your safety and comfort during your trip.
In addition to the basic types of insurance, there are also optional extras that can be purchased for a fee:
- Fire and vandalism insurance – this one can be useful if you plan to drive in areas with a high crime rate.
- Body damage insurance – this option will be useful if you are planning a trip to the mountains or other places with uneven road surfaces.
- Insurance for property in the car – this one covers losses in case of theft of personal belongings that were inside the car.
When renting a car in the United Arab Emirates, it is important to be attentive to the insurance conditions. Some important points:
- The insurance may have a franchise, which is the amount you will have to pay yourself in case of damage or an accident.
- Drivers under 25 years old or with less than 2 years of driving experience may be required to pay additional insurance premiums.
- Don’t forget to check the insurance coverage for trips outside the country or the city.
- Some companies may require an international driver’s license or a deposit.
There are several types of rental car insurance in the UAE – you can choose the one that suits you best. Travel safely and enjoy your trip to the United Arab Emirates!
